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Credit Unions
Information on Credit Unions in the local area and beyond
What is a Credit Union? - A good place to go for Affordable Credit
Credit Unions are financial co-operatives owned and controlled by their members. They offer savings and great value loans plus they are local, ethical and know what their members want. Many credit unions now offer a range of services including a current account, benefits direct, ISAs and Child Trust Funds.
Each credit union has a "common bond" which determines who can join it. This determines who can become a member of the credit union. The common bond may be for people living or working in the same area, people working for the same employer or people who belong to the same association, such as a church or trade union.
Credit Unions within Derbyshire and Derby City
You will need to check with your local Credit Union, to see whether they cover where you live (unfortunately not all areas are covered right now):
- Money Spider Credit Union
46/48 Grove Street, Swadlincote, Derbyshire, DE11 9DD
Tel: 01283 214 434
Fax: 01283 552 168
Email: services@moneyspidercu.org.uk - Erewash Credit Union
Top Floor, Ilkeston Co-op Department Store, 12 South Street, Ilkeston, Derbyshire
Tel: 0115 932 9493
Fax: 0115 944 1274 - Chesterfield Credit Union
10 Theatre Yard, Low Pavement, Chesterfield, S40 1PF
01246 278833 - Worksop and District Credit Union (covers parts of Bolsover)
62A Bridge Street, Worksop, S80 1JA
01909 500575 - Derby West Indian Association Credit Union
5 Whiston St, Derby, DE23 8GL
01332 369641
Work is currently ongoing, as part of a multi-agency project on Financial Inclusion in the county, to examine whether more credit unions can be put in place in Derbyshire, or whether the existing ones can expand. To find out more, please contact Duncan Walker – dwalker@southderbyshirecab.org.uk
Other credit unions in the UK
Many, but not all, credit unions are part of the national association ABCUL, who have information on other on other Credit Unions in the UK.